Terms of Service
Last updated: [DATE]
[Placeholder — replace with your own terms of service.]
1. Service
[Description of the service.]
2. Accounts
[Account responsibilities.]
3. Acceptable use
[Acceptable use rules.]
4. Disclaimer
[Tax figures are planning estimates, not a filed return.]
5. Liability
[Limitation of liability.]
6. Governing law
[Malta / applicable jurisdiction.]